We specialize in providing solutions. Don’t take "No" for an answer. If you’ve had a bankruptcy, a foreclosure, or collections on your record, or have trouble with debt-to-income ratios, our Alternative Loan Programs can help. Our experienced mortgage specialists can assess your situation and get you the money you need.

Our Alternative Loan Programs are designed to get you into your home with a focus towards improving your credit profile in the next two to three years. What better way to rebuild your credit record than with a new mortgage.

• Miracle Mortgage Plan
  
  That’s right, we can now perform mortgage miracles.
  
  Let our specialists review your financial profile and structure a mortgage plan to suit your individual situation. We also have no income verification options available.
  
  In most cases, a clean rental or mortgage history for the previous 12 – 24 months will compensate for any other credit blemishes.
  
  With our low down-payment option, you can even obtain 5% down financing with less than perfect credit. Give us a call to discuss your situation.

• Simple 65 Plan
  
  Absolutely no questions asked. We can obtain financing at 65% of the appraised value of your home—NO QUESTIONS ASKED. We don’t review your credit report, we don’t review your employment records, we don’t review your bank statements. It’s as simple as completing an application and appraising the property. Contact us to learn how we can help you.