Congratulations on your good credit. Your mortgage is an important component of your overall financial profile. Our experienced mortgage specialists can offer you a wide variety of innovative Premier Loan Programs designed to assist you in your financial planning for the future.

Premier Loan Programs

• Express Loan
  
  This is the fastest loan on the market.  Our computerized loan approval technology can get you a loan commitment within 24 hours.  Let us get you approved and closed within 10 days.

• Low Payment Plan
  
  This is our most popular loan plan designed for borrowers interested in low payments.  Enjoy the benefit of low payments with the flexibility of converting your ARM to a fixed rate mortgage anytime between the second and seventh year for only $200.   No refinancing necessary.  Better yet, payoff your loan in 23 years rather than 30 with our Bi-Weekly payment plan.  Save thousands of dollars in interest over the life of your loan and build your equity faster.  The Low Payment Plan is a favorite among Financial Planners and Accountants.

• First Time Homebuyer Plan
  
  We love helping first time buyers realize their dream of home ownership.   Our seasoned mortgage specialists can help you design a mortgage plan requiring a small downpayment.  Moreover, we may even get the seller to pay some of your closing costs reducing the amount of money you need to bring to closing.  Our 20 years of mortgage lending experience can answer all of your homebuying questions in a way that is easy to understand.  We are here to help you.

• Prestige Jumbo Plan & Platinum Super-Jumbo Plan
  
  For loan amounts over $227,150 we have a specialized division with experienced jumbo loan specialists who can tailor a mortgage plan sensitive your specific needs.   Our most popular jumbo plans offer low payment adjustable rate mortgages starting as low as 3.95% with attractive interest-rate caps as well as the flexibility to convert to a fixed rate loan.  We can also offer combo loan plans (combining a first and second mortgage) to get you additional financing and/or eliminate the need for costly private mortgage insurance.  Let us help you get up to $3.5 million ... even with No Income Verification.

• 100% LTV Purchase EZ Documentation Loan Plan
  
  Why liquidate your savings or investments?  We can obtain the entire amount of the home purchase price with no down payment required.  Our 100% Loan-to-Value Purchase Loan Plan is one of the simplest on the market.  No Income Verification and No Asset Verification.  Put your good credit to work for you.  Eliminate costly private mortgage insurance and obtain maximum tax benefits from your mortgage interest deduction.  This loan is available up to $400,000.  Let us get you an approval so you can hold on to your assets.